3 credit reports
How to Get 3 Credit Reports Simultaneously


There are a lot of people today find it dreary to gather their various credit report and combine them afterwards. Fortunately, you don’t have to carry out that responsibility anymore. You are allowed to get your 3 credit reports simultaneously. So if you want to avoid the tiresome work of obtaining your credit reports individually then you will have to continue reading on.

If you make use of this service to get your 3 credit reports simultaneously, you can save a lot of time and effort. Your credit reports contain details regarding your credit accounts as well as your loan accounts. So you will be able to review your accounts at the same time without making too much effort to do so. Aside from saving you time in getting all 3 credit reports at the same time, it will also help you improve your credit score.

Remember to make a request once each month to get a copy of your 3 credit reports to know if you are making an improvement on your credit score. If you have obtained a bad credit report, then you will be able to improve it immediately as long as you have all of your account information. There is no need for you to wait another year to check your report then fix it. You will be allowed to do it every month that can be more convenient.

Today, there are a lot of people open false accounts under the name of their victim as well as operate under their accounts that will extremely affect their credit score. So to avoid this fraudulent act, you will need to check your credit reports each month.

As you can see, there are a lot of reasons why you need to get your credit reports at the same time especially during the economic crisis we are experiencing. 

Why Get 3 Credit Reports Simultaneously

imageAccording to the federal law, you are entitled to get a free credit report once every 12 months from the top three credit bureaus Experian, Trans Union, and Equifax. However, do you know how to obtain it the best way and how to maintain your good credit score for years?

In order for you to obtain your credit report from the consumer reporting companies for free, all you have to do is log in to their website annualcreditreport.com. If you are going to request a copy of your credit report, you are given the option to choose of either obtaining your reports all at the same time or one from each credit bureau.

Few experts suggest that you obtain a credit report one at a time, alternating them annually in order to check your credit reports the whole year. At some point, this process can actually work. But to save more time, it is better to get all  3 bureau credit report simultaneously.

So what are the reasons why getting 3 credit reports at the same time is beneficial than getting your reports one at a time in an alternating way?

Obtaining you reports at the same time saves more time and effort in resolving errors on your credit reports. If there is something wrong to one of your credit reports, it is better if you fix it as soon as possible than waiting for months to be corrected. Furthermore, you will be able to clarify the differences and disparities contained in your several credit files. And another advantage is you will be able to provide yourself a more extensive view of your credit standing. Since this information is used by lenders, it is important that you have a good credit standing before making any transaction. To make sure that your credit file contains accurate information, it is recommended to obtain your 3 credit reports simultaneously in order to fix it immediately. Here’s more information about the truth about free credit reports.